In a landmark move to enhance financial inclusion for overseas workers, ABHI has joined hands with LuLu Financial Holdings to offer instant earned wage access and remittance services to Pakistani workers in the UAE.
This partnership, launched through ABHI Middle East, aims to transform the way expatriate workers access and manage their income, providing much-needed financial flexibility and security.
🌍 A Game-Changer for Overseas Pakistanis
Every month, thousands of overseas workers in the UAE wait anxiously for payday to send money back home. This new partnership eliminates that wait.
Through ABHI’s Earned Wage Access (EWA) and Send Now, Pay Later (SNPL) solutions, workers can now:
- 💵 Access their earned wages instantly — no more waiting for month-end
- 📤 Send remittances via LuLu Exchange in real time
- 🔒 Gain control over how and when they support their families back in Pakistan
🤝 What Does This Partnership Offer?
ABHI x LuLu Financial Holdings brings together fintech innovation and a trusted remittance network:
| Feature | Benefit |
|---|---|
| 💼 Earned Wage Access | Employees can withdraw their salary in advance |
| 📩 Send Now, Pay Later | Workers can remit money immediately and settle later |
| 🔄 LuLu Exchange Integration | Secure, fast, and widespread remittance support |
This is especially beneficial for low-to-middle-income earners, who often face cash flow gaps between paydays.
💡 Why It Matters
Millions of overseas Pakistanis contribute to the country’s economy through remittances, but they often struggle with:
- Delayed salaries
- Emergency expenses back home
- High transaction fees
This initiative addresses these pain points directly by:
- ✅ Empowering workers financially
- ✅ Improving remittance efficiency
- ✅ Supporting families in real-time
“With ABHI and LuLu Financial joining forces, we’re putting financial power back in the hands of the people who need it most,” said a spokesperson from ABHI.
📈 The Bigger Picture: Financial Inclusion at Scale
This partnership is part of ABHI’s broader mission to improve financial wellness and inclusion for underserved communities — not just in Pakistan, but globally.
With LuLu’s extensive presence across the Gulf, the initiative has the potential to benefit:
- 👷♂️ Overseas Pakistani workers
- 🏦 Families back home receiving timely support
- 🌐 The wider regional remittance ecosystem
🔜 What’s Next?
With EWA and SNPL now available for UAE workers, ABHI and LuLu plan to:
- Expand services to other GCC countries
- Enable more real-time financial tools for migrant workers
- Advocate for ethical, tech-driven labor welfare reforms
✨ Final Thoughts
This partnership is more than a fintech deal — it’s a lifeline for thousands of overseas Pakistanis, helping them support their families with speed, dignity, and control.
💚 Empowering workers abroad = Stronger families at home.
